The NPCI Aadhaar Bank Linking process is essential for receiving government subsidies, Direct Benefit Transfer (DBT), LPG subsidies, pensions, scholarships, and other welfare benefits directly into your bank account.

By linking your Aadhaar number with your bank account through the NPCI Mapper, you enable secure and seamless transfers under schemes like PM Kisan, PMAY-G, eShram, PM Ujjwala, DBT Scholarships, NREGA payments, and more.

This step-by-step guide explains how to link Aadhaar with a bank account, check NPCI mapping status, enable/disable Aadhaar mapping, supported banks, required documents, latest updates, and FAQs.

🔍 What is NPCI Aadhaar Bank Linking?

NPCI Aadhaar Bank Mapping is a process where your Aadhaar number is linked with your bank account in the NPCI database.
The linked account becomes the default account for receiving DBT payments from central and state government schemes.

For example:
If you apply for PM Kisan Yojana or LPG subsidy, the funds are directly credited into the account linked via NPCI Mapper.

📑 Documents Required for NPCI Aadhaar Bank Linking

Before starting the process, keep these documents ready:

• ✅ Aadhaar Card (12-digit UID number)

• ✅ Active Bank Account (Savings or Current)

• ✅ Bank Passbook or Account Details

• ✅ PAN Card (optional but recommended)

• ✅ Mobile Number (linked with Aadhaar)

• ✅ Aadhaar Seeding Acknowledgment (after submission)

🏦 Supported Banks for NPCI Aadhaar Mapping

NPCI supports Aadhaar seeding for almost all major Indian banks, including:

• SBI (State Bank of India)

• PNB (Punjab National Bank)

• Bank of Baroda

• Canara Bank

• HDFC Bank

• ICICI Bank

• Union Bank of India

• Indian Bank

• Central Bank of India

• Bank of India

• Kotak Mahindra Bank

• Regional Rural Banks (RRBs)

• Cooperative Banks

💡 Tip: Always confirm with your bank branch whether NPCI Aadhaar Seeding is supported before applying.

📝 How to Link Aadhaar with Bank Account for NPCI (2025-2026)

You can link your Aadhaar to your bank account using any of the following methods:

🟢 Option 1: Offline Method (Bank Branch)

1. Visit your bank branch where you hold an account.

2. Fill out the Aadhaar Seeding Form (available at the bank).

3. Attach a self-attested Aadhaar photocopy.

4. Submit and verify using biometric or OTP verification.

5. Collect the acknowledgment receipt.

6. Your Aadhaar gets updated in the NPCI Mapper.

🟢 Option 2: ATM Method

Some banks allow Aadhaar linking using ATMs:

1. Insert your ATM card.

2. Go to Services → Aadhaar Linking.

3. Enter your 12-digit Aadhaar number.

4. Verify using OTP or ATM PIN.

🟢 Option 3: Internet / Mobile Banking

1. Log in to your Net Banking or Mobile Banking app.

2. Go to Aadhaar Seeding / Aadhaar Linking.

3. Enter your Aadhaar number and submit.

4. Verify via OTP.

5. Linking will be completed within 24–72 hours.

🟢 Option 4: CSC Centers / Bank Mitras

1. Visit the nearest Common Service Center (CSC).

2. Provide Aadhaar + Bank details.

3. Complete biometric authentication.

4. Collect your linking confirmation receipt.

📲 How to Check NPCI Aadhaar Bank Link Status (2025-2026)

You can check your NPCI Aadhaar Bank Mapping Status in 3 ways:

✅ *Option 1: Using 99# USSD Service (No Internet Needed)

• Dial 9999# from your Aadhaar-linked mobile.

• Enter your Aadhaar number.

• Confirm the number again.

• It will display your linked bank name.

✅ Option 2: Using UMANG App

• Download UMANG App (Android / iOS).

• Search for Aadhaar Seeding Status.

• Login via OTP.

• View your NPCI mapping status.

✅ Option 3: Contacting Your Bank

• Visit your bank branch or call customer care.

• Request your Aadhaar-NPCI linking status.

🔁 How to Enable or Disable NPCI Bank Mapping

If you want to change your default Aadhaar-linked bank account:

1. Visit your new preferred bank.

2. Submit a fresh Aadhaar linking request.

3. NPCI will auto-disable the previous mapping and activate the latest one.

4. Processing takes 24–72 hours.

⚠️ Important: Only one bank account can be active for Aadhaar-based DBT at a time.

⚡ Latest Updates for NPCI Aadhaar Linking – 2025

• NPCI DBT Rules Updated (Jan 2025) → Faster settlements for PM Kisan, LPG, and PMAY payments.

• New Banks Integrated → Over 200+ RRBs and cooperative banks are now NPCI-ready.

• Real-time Status Checking → Now available on the UMANG app & NPCI official site.

• eKYC Process Simplified → Aadhaar OTP-based authentication introduced.

• Mandatory for Government Schemes → Aadhaar linking required for PM Kisan, Ujjwala, Ayushman Bharat, and most DBT programs.

📢 Conclusion

Linking your Aadhaar with your bank account via NPCI Mapper is mandatory to receive government subsidies and DBT benefits without delays.
Ensure your mobile number is linked with Aadhaar, select your primary bank account, and regularly check your NPCI status to avoid payment failures.

For the latest updates on Aadhaar linking, PAN, DBT payments, job alerts, and results, stay connected with SarkariResult-Official.com.

⚠️ Disclaimer

This article is for educational and informational purposes only. SarkariResult-Official.com is not affiliated with NPCI, UIDAI, or any government department. Please always verify details from the official NPCI portal → https://www.npci.org.in and your respective bank before proceeding.

❓ FAQs – NPCI Aadhaar Bank Linking (2026-2026)

Q1. Is NPCI Aadhaar linking mandatory for subsidies?
Yes, it is mandatory to receive government DBT benefits like PM Kisan, LPG subsidy, and pensions.

Q2. Can I link Aadhaar with multiple bank accounts?
Yes, you can seed Aadhaar with multiple accounts, but only one will remain active for DBT.

Q3. How can I unlink Aadhaar from NPCI?
Visit your previous bank or link Aadhaar to another bank to auto-disable the old mapping.

Q4. How long does it take for NPCI mapping to reflect?
Usually 24–72 working hours, depending on the bank.

Q5. Will I get an SMS after successful Aadhaar linking?
Yes, most banks send an SMS confirmation after Aadhaar is successfully linked.